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Financial plans should have continuity and a solid foundation, but at the same time be adaptable to changes that invariably happen in life.

Women in Investment Management Initiative

For more on financial planning, read Developing a Personal Financial Plan. Hire a financial consultant. Consulting with a professional investment counselor can give you an edge in creating your investment portfolio.

Learning The Basics of Investing Your Money

Using a mutual fund is a way to hire a financial consultant without spending a lot of money upfront. Financial consultants can sometimes be fallible, which means you should always take an active role in your investments. Diversify your portfolio.

Why Should Every Woman Invest?

When setting up an investment portfolio, you should make sure to diversify your investments; that is, make sure the risk is spread out and not all focused in one place. Some investments are safe but have little return bonds, money market, treasury bills , whereas other investments come with a greater risk and thus a greater yield stocks, funds, and futures.

Also, some investments work better on a short-term basis, while others are better over the long term. By diversifying your financial portfolio, you create more security for yourself.

Why Should Every Woman Invest?

For more on this, check out Diversify Your Investments. Sign up for practical, real-world solutions from successful business owners delivered to your inbox each Saturday morning.

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Facebook 0 Tweet 0 LinkedIn 0 Print 0. Barbara Swenson has several years work experience in the areas of accounting, real estate investing, marketing, financial management, insurance, and independent book publishing. According to t he American Psychological Association , girls make higher grades than boys in all school subjects, including math. What is, unfortunately, true about this myth is that women tend to believe the lie.

While men may tend to invest more than women, women are just as good or better investors than men at both the professional and individual level. Over time, that percentage begins to build up.

Investing in Women

Need any more proof that anything men can do women can do better? Regardless of gender, knowledge is power. This is one of the most hurtful myths out there about women and investing! Some women may be more confident meeting in-person with advisers before investing.

Home • Women's Investment Network

However, the same could be said for men. They are able to explore financial options in the privacy and comfort of their own home — at a more affordable cost, too! The gender pay gap is a real problem that needs a real solution.

However, the pay gap should be the driving force behind more women seeking to invest. Ready to get started investing?

Goals of the Initiative

No thanks, I don't want to get smarter. Photo: Margo and Me.